Strategic Dental Renewal Navigator is a fully configurable renewal pricing and portfolio management solution designed to bring greater discipline, consistency, and transparency to Dental renewal decisions.

It starts with a data-driven view of the rate each group needs based on its Dental experience, duration, and credibility. From there, employer, multi-line, broker, and other business considerations can be incorporated through configurable rules and guardrails—while remaining clearly separated from the underlying technical pricing.

Every renewal decision is translated into its financial impact, including the rate being taken, any rate being deferred, and the associated dollars. At the portfolio level, individual renewal decisions are continuously measured against your overall Dental loss ratio and profitability objectives.

Because the methodology is fully configurable, the framework can reflect your organization’s unique underwriting philosophy, business priorities, and portfolio goals.

The result is a clearer and more consistent way to manage renewals—balancing technical pricing discipline, business judgment, and portfolio performance while maintaining transparency into every decision.